Risk Disclosure

Version 1.0
Initial Release © RGG USA 2026

Risk Disclosure

At Reagan Gold Group (RGG), we are committed to providing clear information to support informed decision-making. As with any investment, it is important to understand the risks, limitations, and responsibilities associated with precious metals transactions.

Suitability

Gold and silver purchases should be made using discretionary funds and not funds required for day-to-day living expenses. Suitability varies by individual, and a transaction that aligns with one person’s objectives may not align with another’s financial goals or risk tolerance. Prior to purchasing or selling RGG products, you should fully understand the transaction and your ability to meet any associated financial commitments. Precious metals are not appropriate for all investors, and RGG makes no representation that any product is suitable for a particular individual.

Client Responsibility

All accounts with RGG are self-directed. This means that all investment decisions, including purchases and sales, are made solely by the client. While RGG may provide information or general market commentary, reliance on representatives or written materials does not transfer responsibility for investment decisions. Clients are responsible for understanding the nature of each transaction, including costs, risks, and potential outcomes, and for ensuring that decisions align with their personal financial objectives.

Diversification

Diversification is a commonly referenced investment principle. Some market participants allocate a portion of their portfolios to precious metals, often cited in the range of 5–10%, though allocations vary widely based on individual circumstances. Clients are encouraged to consult with qualified legal, financial, and tax professionals before determining any portfolio allocation. Gold and silver do not generate income and may not be appropriate for investors seeking regular cash flow.

Market Volatility

The value of RGG products may fluctuate, sometimes significantly, due to market conditions. Pricing is influenced by factors such as supply and demand, global monetary policy, geopolitical developments, and inflationary trends. These factors are unpredictable, and RGG does not guarantee that products can be sold at or above their original purchase price. Past performance is not indicative of future results.

Unregulated Market

Transactions involving precious metals occur within an unregulated market. Prices may rise or decline over time and can be subject to rapid movement.

Holding Period

RGG encourages clients to approach gold and silver with a long-term perspective. For certain Premium Products, a holding period of ten years or longer may be considered. Appropriate holding periods vary by product type and market conditions. RGG does not guarantee appreciation or profitability over any time frame.

Tax and Legal Considerations

RGG does not provide tax or legal advice. Clients should consult qualified tax and legal professionals before making investment decisions, including transactions involving Individual Retirement Accounts (IRAs). RGG does not sell products that are exempt from applicable taxes.

IRA Custodians and Legal Advisors

RGG does not act as an IRA custodian, trustee, or legal advisor. Any referrals to custodians or attorneys are provided for convenience only. RGG is not affiliated with these third parties and assumes no responsibility for outcomes resulting from those relationships. Selection of custodians and advisors remains the client’s responsibility.

Grading and Authenticity

Product grades and descriptions represent opinions based on prevailing standards and interpretations, which may change over time. RGG guarantees the authenticity of all products sold but does not independently verify grading. Independent grading services are relied upon, and all products are sold on an “as-is” basis. RGG disclaims all warranties beyond authenticity, including implied warranties related to grading or fitness for a particular purpose.

At Reagan Gold Group, we emphasize transparency, factual communication, and accountability, supporting clients as they evaluate precious metals within the context of their broader financial planning.

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